Florida Dog Bite Liability: Who’s Really to Blame
- April Karaffa

- Jan 14
- 4 min read
Dog bite injuries come fast, hit hard, and leave more than just physical damage. In Florida, victims are often left wondering who’s going to take responsibility. It’s not always as simple as pointing to the dog’s owner and calling it a day.
We've seen these cases unravel when someone knew about the danger but chose to ignore it. When warnings were missed, leash laws broken, or aggressive behavior shrugged off. Too often, victims only get answers when they demand them.
If you or someone you care about has been bitten, now is not the time to wait or guess. Getting a dog bite attorney in Jacksonville can mean the difference between silence and real accountability.

Dog Bite Laws in Florida: What the Statutes Say
Here’s the truth. Florida holds dog owners liable when their dog bites someone, even if that dog has never shown aggression before. The law doesn’t give them a free pass just because it’s the dog’s first time.
But where the bite happened affects how the law is applied. If it happened on the owner’s private property, and the victim wasn’t invited or ignored clear warnings, the case becomes more difficult to fight. On public property, like sidewalks or parks, there’s less room for excuse. The owner should have had control of the animal at all times.
Owners often try to dodge blame with one of these common defenses:
• They post a “Bad Dog” sign and claim that was good enough
• They insist the victim provoked the attack
• They argue the victim ignored boundaries or put themselves in danger
We’ve heard it all. And we’ve taken down those arguments piece by piece when the details prove otherwise.
When Dog Owners Aren’t the Only Ones to Blame

Dog owners are the main players in these cases, but they aren’t always acting alone, and they aren’t the only ones who can be held accountable. Liability can extend further when others knew there was a threat and still let it continue.
Let’s call it for what it is. Some landlords let dangerous dogs stay on rental properties and stay silent about the risk. Others look the other way because evicting a tenant is too much trouble. That silence puts neighbors, visitors, and delivery drivers at risk.
Here are some other situations that shift liability:
• Property managers who allow dangerous animals without enforcing leash policies
• Businesses that let customers bring in animals with no control or restraint
• Dog walkers or pet sitters who break leash laws or let the dog off leash in public spaces
It’s our job to look at everyone involved, not just the name on the vet’s bill. If someone else created the conditions that led to the bite, the law allows us to hold them accountable too.
Insurance Companies Will Fight to Deny Your Claim

Insurance companies want you to believe they’re there to make things right. They aren’t. Their goal is simple. Limit payouts. Shift blame. Protect the policyholder, and stall until you give up or settle cheap.
We don’t play their game.
This is how they operate:
• Blame the victim, say you were somewhere you shouldn’t be or did something to provoke the dog
• Downplay the injury, claim it was “just a nip” or that scars will fade on their own
• Drag out the process, delay calls, request paperwork they already have, or change adjusters on purpose
They’ll pretend they’re reviewing your claim in good faith. What they’re really doing is buying time, hoping you accept the first offer. That first offer almost never covers medical care, therapy, lost work, and any long-term effects.
We go after the truth. And we know what full compensation looks like when they aren’t trying to hide the real cost of the damage.
Why Legal Experience Matters After a Dog Bite in Jacksonville
Dog bite laws hit differently in different counties. That’s why hiring someone local matters. A dog bite attorney in Jacksonville knows how the judges interpret liability and what the insurance carriers try to argue every single week.
Putting together a serious case takes more than pointing a finger. It takes evidence. We gather what holds up in court:
• Photos of the injury and the location
• Medical records that show the full extent of the damage
• Witness statements that confirm the dog’s behavior wasn’t just a “surprise”
On top of that, we look into complaints filed against the dog or its owner. Any past report, citation, or behavior issue helps prove what they want to pretend wasn’t true. Some dogs have a history. And some owners do too.
We don’t aim for payouts that look nice on paper. We fight for results that hold the people responsible fully accountable. That pressure is what gets real outcomes, not polite negotiation.
Fight Back and Demand Accountability
When a loved one is injured, or you’re left dealing with permanent scars, no apology fixes that. And no excuse should be enough to let the people responsible walk away untouched.
The law is on your side, but only if you act fast. Evidence fades. Witnesses forget. Insurance companies play defense early.
You need to be one step ahead. And that means being ready to expose who allowed this to happen in the first place. There’s no excuse for letting dangerous dogs roam unchecked. No one should suffer in silence because someone else decided to stay quiet or cut corners.
You’ve got every right to demand justice. We’re here to make sure you don’t fight alone.
At Moore, we understand that being injured by a dangerous dog should never leave you feeling solely responsible. Holding the right people accountable means building a case that holds up under pressure while fighting back against those who hide behind excuses. We have a deep understanding of local law and are prepared to demand the answers you deserve. When you need a tough, experienced dog bite attorney in Jacksonville, we are ready to step in immediately. Call us now and tell us what happened.



