Who’s Liable When a Product Fails in Florida?
- April Karaffa

- Jan 14
- 5 min read
Defective products are everywhere. We see them in homes, on store shelves, in office breakrooms, and in children's backpacks. Most people don't think twice about that battery-powered toy or kitchen appliance until something goes wrong. When it does, the damage can be devastating. We're not talking about minor cuts or frustrations. We're talking burns, broken bones, and permanent harm.
Florida takes these cases seriously, but the rules can be different than what people expect. Product liability isn't always about proving someone made a mistake. Sometimes, the law doesn't care if the company meant to do anything wrong. A product that gets into your hands in a dangerous condition? That's enough to trigger a case. When someone loses their health, their wages, or their peace of mind because of a faulty item, the law gives them the right to fight back. That’s where a seasoned product liability lawyer in Jacksonville steps in, demanding answers and forcing accountability from powerful manufacturers. Based in Jacksonville, Florida, we represent injured consumers across Northeast Florida in these kinds of cases.
What Makes a Product “Defective” Under Florida Law

There are a few ways a product can be considered legally defective. Look at these three categories:
• Design Defect (The product was built exactly how the manufacturer intended, but the design itself was dangerous from the beginning.)
• Manufacturing Defect (The product was well-designed, but something went wrong during the manufacturing process.)
• Warning Defect (The company failed to include proper warnings, instructions, or safety labels.)
It's not enough that a product breaks. What matters is whether it was unreasonably dangerous when used the way a person would normally use it. For example, if a pressure cooker blows open and burns someone because of a faulty latch, or if a toy has a small part that breaks off and becomes a choking hazard.
We’ve seen all kinds of product failures. Faulty phone chargers that start fires. Heavy tools with weak welds that snap mid-use. Refrigerators that stop sealing and spoil food faster than you can replace it. It's not just bad luck. In many cases, it's plain negligence.
Who Can Be Held Liable in a Product Liability Case

Liability doesn’t sit with just one person or company. In Florida, everyone in the product chain can be held accountable, including:
• Designers who created a dangerous product blueprint
• Manufacturers who let faulty items leave the factory
• Distributors who moved the product knowing it didn’t meet standards
• Retailers who sold defective goods to the public
One weak link can break the chain, but when all of them failed to stop it, the danger multiplies. That’s why we don’t just look at who made the product. We look at everyone who touched it from the time it was designed to the time it hit your shopping cart.
Florida’s comparative fault rule adds more weight to the battle. If the defense can claim you did something careless, they’ll argue to reduce your compensation. That’s why the push for truth has to be aggressive and detailed. We don’t leave room for finger-pointing or shifting blame.
What You Have to Prove to Win
Every case has to meet three major pillars. Here’s what Florida law demands:
1. The product was defective
2. That defect caused the injury
3. The product was being used as intended
Seems simple, right? It’s not. Defense lawyers and insurers will twist that middle piece, causation, every chance they get. They’ll say your injury came from something else. Or blame how you used the product. That’s why we stress keeping clear evidence.
Hold onto the packaging. Save the receipt. Take photos of the damage. Medical records matter, but without tying them to the defective product, the case can fall apart. Florida allows both strict liability and negligence claims, depending on the circumstances. But either way, you have to prove your case with focus and fierce attention to detail.
The Insurance Company Playbook: Delay, Deny, Deflect

Insurance companies won’t just roll over. They’ve got a three-part strategy, and we’ve seen it again and again:
• Delay responding to claims and requests
• Deny all responsibility, hoping you’ll back down
• Deflect attention by blaming the victim
They’ll say you used the product wrong. Or that it was already altered. Sometimes, they even argue user error without real proof. We call that what it is, weak defense tactics.
That’s why having a product liability lawyer in Jacksonville who won’t back down matters. The pushback from the other side is strong, but we don’t let manufactured excuses stand. Florida law gives us the tools, and with the right approach, we use every single one of them.
Why Timing and Location Matter in These Cases
Not every injury leads to a courtroom. But when it does, time matters. In Florida, the statute of limitations on product liability is four years from the date of injury. That might sound like enough time, but evidence fades fast. Witnesses forget things. Boxes get thrown out. Paper trails vanish.
And let’s not ignore the climate here. Florida’s heat, sun, and humidity can make some product defects worse. Think of prescription drugs in a too-hot bathroom cabinet. Or plastic materials that weaken after baking in a garage for weeks. That doesn’t excuse the defect, it just adds urgency.
Acting quickly doesn’t just protect your rights. It protects the story. The sooner we know what went wrong, the stronger the case.
When the Product Fails, Someone Pays the Price
These injuries don’t come from bad luck. They come from bad choices. Someone skipped a test, skipped a warning, or skipped a correction, just to save time or money. That shortcut becomes your pain. When it comes to defective products, negligence doesn’t hide in gray areas. It’s right there, sitting in the cracks they refused to fix.
Our job is to shine a light on those cracks. To show the courts exactly where things went wrong. The law allows victims to fight back, not just for justice, but for peace of mind. When the chain of trust between people and products gets broken, someone has to answer for that.
And we make sure they do.
When a defective product causes harm, responsibility lies with those who failed to provide safety from the start. Our group at Moore Law Firm has a record of holding manufacturers and sellers accountable, and with more than 20 years of experience and over a thousand personal injury cases handled, we push back when they try to dodge liability. It takes experience and determination to make a difference. To have a dedicated product liability lawyer in Jacksonville on your side, contact us today and let’s get to work.



